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Power Wheels motorized vehicles provide hours and hours of fun for kids. These fun toys give kids the feeling that their driving a real car, which can be a huge kick for young children.

Just as with other types of vehicles, there will be a time when the power source will need some maintenance. continue reading…

troubled-financesWhen you insure something you do so because you want to protect that item. You can insure a brain surgeon’s hand so that if anything ever happens to that hand which would then cause the surgeon to go out of work he would be fiscally reimbursed. You can insure your house, your car, your laptop and pretty much anything else in your house that has some intrinsic value. When you insure something you agree to pay a monthly fee to a company who, in return, promises to give you money if something happens to what you insured. Insurance is basically a way to combat all of the surprise expenses in life.

One insurance that many people don’t even know exists is funeral insurance. When you have funeral insurance you are making it so your family, after your passing, has enough money to both pay off any unpaid debts and pay for all of the funeral expenses. Funerals can be extremely expensive. There’s a coffin that has to be bought, the piece of ground where the person is going to be buried, a headstone, flowers, food, etc. People will oftentimes struggle to afford funerals which causes major family stress. When a loved one dies it is a time to mourn not to worry about whether or not you can afford the funeral.

Funeral insurance works differently than other types of insurances. It’s basically a glorified savings account. Every month you pay your funeral insurance company money. They then promise that when you die all of that money plus interest will go to whoever you named as your beneficiary. That money can then go toward funeral costs and unpaid debts. It’s a simple concept. Many people enjoy having funeral insurance purely because it gives them peace of mind knowing that their family is fiscally protected.

Another type of insurance is income protection insurance. This is similar to the example where the brain surgeon insured his hand. When you become disabled or unable to work due to illness income protection insurance will then start to pay you up to 75% of what you make on a monthly basis. These insurances can last anywhere from 1-5 years. Some of the more expensive ones can even last up until you’re 65. Income protection insurance does not protect you from unemployment. With income protection insurance you’re guaranteeing yourself against any type of injury or illness that would make you unable to work. continue reading…

The web is chock full of fantastic tools you can use for free. Some consist of downloads to run on your computer, but many are in the “cloud” meaning you can use the tools on the web itself without downloading any proprietary installed programs.

Google has at least two of the best free web user programs. Google Docs is a great online word processing, spread sheet making, and general office type tool that is totally online. You can create, edit and save any type of document. Docs also allows you sot set up sharing so others can view, edit and save the docs you choose to share. continue reading…

facebookSocial media is taking over the internet. Users spend many hours a day on some of the sites while others they visit less often to gain information.

The top social media site is Facebook with 133,623,529 unique visitors. The site has more than doubled their monthly visitors in the last year. February 2004 was the official launch of Facebook. The site has more than 600,000,000 active users.

Running a distant second is MySpace with 50,615,444 unique visitors. They recently purchased Imeem another social media site. MySpace was launched in August 2003. The site has more than 43,000,000 active users.

Running even further behind is Twitter with 23,573,178 unique visitors. Twitter was launched in July 2006.Twitter has more than 190,000,000 users according to the company. Those users generate over 65 million tweets a day.

In fourth place is Linkedin with 15,475,890 unique visitors. Linkedin was launched in May 2003. The company filed to go public in January 2011. The company claims to have over 21.4 unique US visitors and 47.6 million globally.

The last of the top 5 is Classmates with 14,613,381 unique visitors. Classmates was launched in 1995. The company is currently undergoing a major remake turning its focus on nostalgia.

Each of the top five social media sites have a unique focus. continue reading…